:root {
  --dark: #0b1d3a;
  --dark-card: #0b1d3a;
  --dark-border: #132d5e;
  --gold: #c9a84c;
  --gold-light: #f5c842;
  --teal: #00b4d8;
  --teal-dark: #0096b7;
  --mint: #00d9a6;
  --mint-dark: #00c496;
  --white: #ffffff;
  --off-white: #f7f9fc;
  --text: #1a1a2e;
  --text-light: #5a6078;
  --text-muted: #8888a0;
  --text-dark-primary: #e8e8ed;
  --text-dark-muted: #b4b8c9;
  --border: #e0e4ec;
  --shadow-sm: 0 2px 8px rgba(11, 29, 58, 0.05);
  --shadow: 0 4px 24px rgba(11, 29, 58, 0.08);
  --shadow-lg: 0 8px 32px rgba(11, 29, 58, 0.12);
  --radius: 12px;
  --radius-sm: 8px;
  --transition: 0.25s ease;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
}

.section {
  padding: 5rem 2rem;
}

.section-alt {
  background: var(--off-white);
}

.section-dark {
  background: var(--navy, #0b1d3a);
}

.section-header {
  text-align: center;
  margin-bottom: 3rem;
}

.section-header h1,
.section-header h2 {
  margin: 0 0 0.75rem;
  font-size: 2rem;
  line-height: 1.15;
  color: #0b1d3a;
}

.section-header p {
  max-width: 720px;
  margin: 0 auto;
  color: var(--text-light);
  font-size: 1.02rem;
}

.badge {
  display: inline-block;
  padding: 0.32rem 0.8rem;
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 700;
}

.badge-mint {
  background: rgba(0, 217, 166, 0.12);
  color: #00b894;
}

.badge-gold {
  background: rgba(201, 168, 76, 0.15);
  color: var(--gold);
}

.badge-teal {
  background: rgba(0, 180, 216, 0.12);
  color: var(--teal);
}

.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--dark);
  border-bottom: 1px solid var(--dark-border);
}

.nav-inner {
  max-width: 1200px;
  height: 64px;
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  font-weight: 800;
}

.nf-logo {
  width: 32px;
  height: 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 6px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--dark);
  font-size: 0.75rem;
  font-weight: 900;
  letter-spacing: -0.5px;
}

.logo-text {
  color: var(--white);
  font-size: 1.05rem;
  font-weight: 700;
}

.logo-text .logo-a {
  color: var(--teal);
}

.logo-text .logo-b {
  color: var(--gold-light);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.nav-links a {
  color: var(--text-dark-muted);
  font-size: 0.875rem;
  font-weight: 500;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--gold-light);
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.login-link {
  color: var(--text-dark-primary);
  border: 1px solid var(--dark-border);
  padding: 0.375rem 1rem;
  border-radius: 6px;
  font-size: 0.875rem;
}

.login-link:hover {
  border-color: var(--text-dark-muted);
}

.hamburger {
  display: none;
  background: none;
  border: 0;
  color: var(--white);
  font-size: 1.5rem;
  cursor: pointer;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  border: 0;
  border-radius: var(--radius-sm);
  font-size: 0.92rem;
  font-weight: 700;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: linear-gradient(to right, var(--gold), var(--gold-light));
  color: var(--dark);
}

.btn-primary:hover {
  box-shadow: 0 4px 16px rgba(201, 168, 76, 0.45);
}

.btn-teal {
  background: var(--teal);
  color: var(--white);
}

.btn-mint {
  background: var(--mint);
  color: var(--dark);
}

.btn-navy {
  background: var(--dark);
  color: var(--white);
}

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.btn-sm {
  padding: 0.375rem 1rem;
  font-size: 0.875rem;
}

.btn-lg {
  padding: 0.9rem 2rem;
  font-size: 1rem;
}

.hero-p {
  background: linear-gradient(135deg, var(--dark), #132d5e, #0b1d3a);
  padding: 5rem 2rem;
  position: relative;
  overflow: hidden;
}

.hero-p-inner {
  max-width: 1100px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.hero-p-top {
  max-width: 720px;
  margin-bottom: 2rem;
}

.hero-p h1 {
  margin: 1rem 0;
  font-size: 2.8rem;
  font-weight: 800;
  line-height: 1.12;
  color: var(--white);
}

.hero-p h1 span {
  color: var(--mint);
}

.hero-p .sub {
  max-width: 560px;
  margin-bottom: 2rem;
  font-size: 1.08rem;
  color: rgba(255, 255, 255, 0.76);
}

.hero-p-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.hero-p-form {
  max-width: 700px;
  display: flex;
  gap: 0.75rem;
  align-items: flex-end;
  padding: 1.5rem;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
}

.hero-p-form .fg {
  flex: 1;
}

.hero-p-form label {
  display: block;
  margin-bottom: 0.3rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text);
}

.hero-p-form input,
.hero-p-form select,
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.7rem 0.85rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font: inherit;
  font-size: 0.92rem;
}

.hero-p-form input:focus,
.hero-p-form select:focus,
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(0, 180, 216, 0.14);
}

.trust-bar {
  padding: 2.5rem 2rem;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  text-align: center;
}

.trust-label {
  margin: 0 0 1.25rem;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--text-muted);
}

.trust-logos {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.trust-logo {
  padding: 0.6rem 1.25rem;
  border-radius: var(--radius-sm);
  background: var(--off-white);
  color: var(--dark);
  font-size: 0.82rem;
  font-weight: 700;
  opacity: 0.58;
}

.grid-2,
.grid-3,
.grid-4 {
  display: grid;
  gap: 2rem;
}

.grid-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card,
.tool-card,
.test-card,
.form-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.card,
.tool-card,
.test-card {
  padding: 2rem;
}

.tool-card {
  border-left: 4px solid var(--teal);
}

.card h3,
.tool-card h3,
.form-card h3 {
  margin-top: 0;
  margin-bottom: 0.5rem;
  color: var(--dark);
}

.card p,
.tool-card p,
.test-text,
.faq-a,
.lede,
.copy p,
.copy li {
  color: var(--text-light);
}

.card-icon {
  width: 52px;
  height: 52px;
  margin-bottom: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  font-size: 1.3rem;
}

.card-icon.teal {
  background: #e8f8fb;
}

.card-icon.mint {
  background: #eafaf5;
}

.card-icon.purple {
  background: #f0e6ff;
}

.card-icon.amber {
  background: #fff4e5;
}

.feature-list {
  margin: 1rem 0 0;
  padding: 0;
  list-style: none;
}

.feature-list li {
  position: relative;
  padding: 0.35rem 0 0.35rem 1.5rem;
  font-size: 0.9rem;
  color: var(--text-light);
}

.feature-list li::before {
  content: "\2713";
  position: absolute;
  left: 0;
  color: var(--mint);
  font-weight: 700;
}

.calc-section {
  background: linear-gradient(135deg, var(--dark), #132d5e);
  padding: 5rem 2rem;
}

.calc-inner {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.calc-result {
  margin-top: 1rem;
  padding: 1.25rem;
  background: #e8f8f5;
  border-radius: var(--radius-sm);
  text-align: center;
}

.calc-result .amount {
  font-size: 2rem;
  font-weight: 800;
  color: var(--dark);
}

.calc-result .label {
  color: var(--text-light);
  font-size: 0.8rem;
}

.test-stars {
  margin-bottom: 0.75rem;
  color: var(--gold-light);
}

.test-text {
  margin-bottom: 1rem;
  font-style: italic;
}

.test-author {
  color: var(--dark);
  font-size: 0.86rem;
  font-weight: 700;
}

.test-role {
  color: var(--text-light);
  font-size: 0.8rem;
}

.consult-bar {
  padding: 3.5rem 2rem;
  background: var(--mint);
  text-align: center;
}

.consult-bar h2 {
  margin: 0 0 0.5rem;
  color: var(--dark);
  font-size: 1.8rem;
}

.consult-bar p {
  margin: 0 0 1.5rem;
  color: rgba(11, 29, 58, 0.7);
}

.form-card {
  padding: 2.5rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
}

.form-group {
  margin-bottom: 1rem;
}

.form-group label {
  display: block;
  margin-bottom: 0.3rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text);
}

.form-group textarea {
  min-height: 110px;
  resize: vertical;
}

.form-submit {
  width: 100%;
  padding: 0.9rem;
  border: 0;
  border-radius: var(--radius-sm);
  background: var(--mint);
  color: var(--dark);
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
}

.form-note,
.status-note {
  font-size: 0.78rem;
  color: var(--text-muted);
}

.faq-item {
  padding: 1.2rem 0;
  border-bottom: 1px solid var(--border);
}

.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin: 0;
  cursor: pointer;
  color: var(--dark);
  font-size: 1rem;
  font-weight: 700;
}

.faq-q::after {
  content: "+";
  color: var(--gold-light);
  font-size: 1.5rem;
  font-weight: 400;
}

.faq-a {
  display: none;
  padding-top: 0.75rem;
  font-size: 0.92rem;
}

.faq-item.open .faq-a {
  display: block;
}

.faq-item.open .faq-q::after {
  content: "\2212";
}

.copy {
  max-width: 820px;
  margin: 0 auto;
}

.copy h2,
.copy h3 {
  color: var(--dark);
}

.copy h2 {
  margin-top: 2rem;
  margin-bottom: 0.75rem;
  font-size: 1.5rem;
}

.copy h3 {
  margin-top: 1.5rem;
  margin-bottom: 0.5rem;
  font-size: 1.15rem;
}

.copy p,
.copy li {
  font-size: 0.95rem;
}

.copy ul {
  padding-left: 1.2rem;
}

.split-hero {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  align-items: center;
}

.hero-panel {
  padding: 2rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius);
  color: var(--white);
}

.hero-panel h3 {
  margin-top: 0;
  color: var(--white);
}

.hero-panel ul {
  margin: 1rem 0 0;
  padding-left: 1rem;
}

.hero-panel li {
  margin-bottom: 0.5rem;
}

.site-footer {
  background: var(--dark-card);
  border-top: 3px solid var(--gold-light);
  padding: 3.5rem 2rem 1.5rem;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2rem;
}

.footer-brand-col p,
.footer-col a,
.footer-bottom,
.footer-bottom a {
  color: rgba(255, 255, 255, 0.55);
}

.footer-col h4 {
  margin: 0 0 0.75rem;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  color: rgba(255, 255, 255, 0.9);
  text-transform: uppercase;
}

.footer-col a {
  display: block;
  padding: 0.25rem 0;
  font-size: 0.82rem;
}

.footer-col a:hover,
.footer-bottom a:hover {
  color: var(--gold-light);
}

.footer-social {
  display: flex;
  gap: 0.6rem;
  margin-top: 1rem;
}

.footer-social a {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.6);
  font-weight: 700;
}

.footer-social a:hover {
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--dark);
}

.footer-bottom {
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  font-size: 0.76rem;
}

.footer-bottom-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem 1rem;
}

.footer-badge {
  display: inline-block;
  margin-right: 0.5rem;
  padding: 0.2rem 0.6rem;
  border: 1px solid rgba(245, 200, 66, 0.3);
  border-radius: 12px;
  background: rgba(245, 200, 66, 0.1);
  color: var(--gold-light);
  font-size: 0.7rem;
  font-weight: 600;
}

@media (max-width: 960px) {
  .grid-4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .grid-3,
  .grid-2,
  .calc-inner,
  .split-hero,
  .footer-grid,
  .form-row,
  .hero-p-form {
    grid-template-columns: 1fr;
    flex-direction: column;
  }

  .footer-grid {
    display: grid;
  }
}

@media (max-width: 760px) {
  .nav-inner {
    padding: 0 1rem;
  }

  .nav-links,
  .nav-right {
    display: none;
  }

  .nav-links.open {
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    padding: 1rem;
    background: var(--dark);
    border-bottom: 1px solid var(--dark-border);
    display: flex;
    flex-direction: column;
    align-items: flex-start;
  }

  .hamburger {
    display: block;
  }

  .section,
  .hero-p,
  .calc-section,
  .consult-bar,
  .site-footer {
    padding-left: 1.25rem;
    padding-right: 1.25rem;
  }

  .hero-p h1 {
    font-size: 2.15rem;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 520px) {
  .grid-4,
  .footer-grid {
    grid-template-columns: 1fr;
  }
}